YES Prosperity Rewards Credit Card vs InterMiles HDFC Bank Platinum Credit Card
Joining Fees
₹299
₹1,000
Editor's Rating
4.1
3.75
Key Features
- 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 2 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
- Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
- Renewal Benefits
A. Continue the exciting journey with 1,500 InterMiles upon spending Rs. 3,000 within first 30 days of Anniversary date
Experience savings on Flight and Hotel bookings:
A. Get Rs. 500 Flight Discount vouchers
B. Get Rs. 1000 Hotel Discount vouchers
Do note that these Renewal benefits are only applicable on realization of membership fee
- Get 4 InterMiles on every Rs. 150 spent on retail spends
- Get 8 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
- Get 8 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
- Privileges on Etihad Airways
A. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
B. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
- Domestic Lounge Program: Be greeted with luxury each time when traveling, with access to selected lounges at airports in India with the bank’s network partners
- VISA Lounge Program: Get 8 complimentary visits Per Year (2 per quarter)
- MasterCard Lounge Program: Get 8 complimentary visits (2 per quarter)
- 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
- Zero liability on lost card
- Revolving Credit is available at an interest rate of 3.6% per month
- Avail up to 50 days of free credit period from the date of purchase
- Avail up to 3 Add-on Cards
- Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount
Editor's Review
Pros
- This credit card is good for those who’re seeking Reward Points
- Fuel Surcharge Waiver
- This credit card is good for those who love to shop
Cons
- This credit card isn’t travel-specific card
- No Golf Privileges
- Not much discount on movies
Pros
- InterMiles as welcome benefit and reward points
- Domestic lounge access
- Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount
Cons
- InterMiles can only be used for travel related bookings on the InterMiles website
- There are other travel credit cards that offer more redemption options
- No golf or movie benefits
