YES Prosperity Rewards Credit Card fees and charges

YES Prosperity Rewards Credit Card

Category

fuel,rewards

Fintra's Rating

 4.1/5

YES Prosperity Rewards Credit Card - Fees & Charges

  • Interest Charges: Up to 3.5% per month, accounting to 42% annually on Revolving Credit, Cash Advances and Overdue Amount
  • First Year Membership Fee is Rs. 299 and it will be waived on total retail spends of Rs. 5,000 within 90 days of card set-up date
  • Renewal Membership Fee is Rs. 299 and it will be waived on total retail spends of Rs. 25,000 within 12 months prior to the card renewal date

  • 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 2 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products
  • Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)

YES Prosperity Rewards Credit Card Features

Pros

  • This credit card is good for those who’re seeking Reward Points
  • Fuel Surcharge Waiver
  • This credit card is good for those who love to shop

 

Cons

  • This credit card isn’t travel-specific card
  • No Golf Privileges
  • Not much discount on movies

YES Prosperity Rewards Credit Card Editor's Review

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