SimplySave SBI Card vs Airtel Axis Credit Card

Joining Fees

₹499

₹500

Editor's Rating

3.8

4.6

Key Features

  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
  • Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
  • Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • On all other spends, earn 1 Reward Point per Rs 150 spent
  • 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
  • With SimplySAVE SBI Card, daily purchases will be much easier. Simply wave the card at a secure reader to transact
  • Transfer the outstanding balance of other banks’ credit cards to SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs
  • With the facility of Flexipay, convert transactions in easy monthly installments. Make purchases for Rs. 2,500 or more using SimplySAVE SBI Card
  • Get annual fee waived off on annual spends greater than Rs. 2,00,000
  • As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket 
  • Get 1% Cashback on all other spends
  • 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Enjoy up to 15% off at partnered restaurants via EazyDiner
  • Convert transactions of Rs. 2500 or more into easy EMI
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

Editor's Review

Pros

  • 1% fuel surcharge at any petrol pump
  • Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
  • Get annual membership fee reversal from second year of your subscription

Cons

  • No Golf/coaching sessions
  • Fee waiver on minimum spend of Rs. 1,00,000
  • No complimentary Airport Lounge Access

Pros

  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons

  • No golf benefits
  • No international airport lounge access / movie benefits


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