Shoppers Stop HDFC Bank Credit Card vs Citi Prestige Credit Card

• Get 3% Reward points on every Shoppers Stop spends
• Get 1% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
• 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
• Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
• Convert big spends into EMI after purchase
• The Shoppers Stop HDFC Bank Credit Card  is equipped with contactless payment technology for added convenience and speed
• Link the RuPay credit card with UPI and avail Scan and Pay for all transactions

• Get benefits worth Rs. 38,000+ in the first year
• Welcome Bonus Miles worth Rs. 4,500
• Taj Group/ ITC Hotels Vouchers of Rs. 10,000
• Reward Points worth Rs. 24,000 on annual spends

Pros

• Get 3% Reward points on every Shoppers Stop spends
• Get 1% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350

Cons

• No golf benefits are provided
• No airport lounge access
• No movie and dining benefits

Pros

• Never expiring reward points
• Epicure Plan of Taj InnerCircle membership
• Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
• Instantly Pay with Points at select partners

Cons

• High Annual Membership Fee of Rs. 20,000 + taxes
• High-interest rate