SBI SimplyClick Credit Card vs Lifestyle HC SBI Card PRIME

Joining Fees

₹499

₹2,999

Editor's Rating

3.7

3.5

Key Features

  • On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
  • Earn 5X rewards on all other online spends
  • Earn 1 reward point per Rs. 100 on all other spends
  • Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
  • 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
  • Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
  • Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
  • Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
  • With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay
  • Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
  • Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
  • Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points

Editor's Review

Pros

  • Earn 1 reward point per Rs.100 on all other spends  
  • e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
  • e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs

Cons

  • No Golf/coaching sessions
  • No particular benefits on travel, dining or entertainment
  • Limited options for reward redemption

To know more on this credit card please click here

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points. 
  • 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
  • Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year                                                                                        

Cons 

  • No golf/coaching sessions


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