Lifestyle HC SBI Card PRIME vs IDFC FIRST Wealth Credit Card

Joining Fees

₹2,999

₹0

Editor's Rating

3.5

3.25

Key Features

  • Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
  • Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
  • Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • Avail 10X Reward Points on all transactions above Rs. 20,000
  • Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
  • 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
  • 4 complimentary Railway Lounge visits every calendar quarter
  • Low foreign exchange mark-up fee of 1.5%
  • 20% discount on 1500+ Restaurants
  • 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points. 
  • 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
  • Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year                                                                                        

Cons 

  • No golf/coaching sessions

Pros

  • Lifetime free credit card
  • Complimentary Airport and Railway lounge access
  • Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

  • No milestone benefits
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • Interest-free cash withdrawal available for 48 days only


More comparisions with Lifestyle HC SBI Card PRIME

More comparisions with IDFC FIRST Wealth Credit Card

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