Compare Lifestyle HC SBI Card PRIME vs HDFC Bank Tata Neu Plus Credit Card

Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points

* Get 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
* Get 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
* Avail 1% back as NeuCoins on UPI spends
* Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
* By spending Rs.1,00,000 or more in a year, before the Credit Card's renewal date, get renewal fee waived off
* Zero lost card liability
* Interest-Free Credit Period of up to 50 days
* Revolving Credit is available at a nominal interest rate
* 4 Complimentary Domestic Lounge Access per calendar year
* 1% fuel surcharge waiver at fuel stations in India. This is applicable on minimum transaction of Rs. 400 & maximum transaction of Rs. 5,000

Pros

On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points.
8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year

Cons