SBI Elite Credit Card vs IndusInd Bank EazyDiner Platinum Credit Card

• On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
• Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
• Complimentary membership to the Priority Pass Program worth $99
• Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
• Enjoy obtaining Club Vistara Silver membership as complimentary

* Welcome benefits include availing 3 months EazyDiner Prime membership worth Rs. 1,095, 25% (up to 50% OFF) at over 2000+ premium restaurants & bars, unlock more Prime-exclusive benefits like 2X EazyPoints and redeem them for FREE luxury hotel stays & FREE meals, and get 500 welcome bonus EazyPoints
* This is a LTF card (Life-Time Free) with no joining fees and no annual fees
* Earn 2 Reward Points on every INR 100 spent, except on Fuel, Insurance, Rent, Utility and Government
* Earn 0.7 Reward Points on Insurance, Rent, Utility and Government spends
* Get 2X EazyPoints using your EazyDiner IndusInd Bank Credit Card
* Instant redemption of Reward Points against restaurant bills for extra discount
* Redeem EazyPoints for FREE hotel stays, meals & exclusive restaurant events across the country.
* 1 Reward Point = Rs. 0.20
* Get extra 20% OFF (upto Rs. 500) when eating out and paying on the app via PayEazy. This offer is also valid on take-away
* 3 month Prime membership renewal upon spends of Rs. 30,000 in 90 days
* Milestone benefit includes availing 2000 Reward Points upon spending Rs. 30,000 every 90 days
* 1% fuel surcharge waiver
* ‘Total Protect’ covers you for an amount equal to the credit limit on the card and is available on Add-on cards as well

Pros

• Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
• Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
• On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

• High joining/renewal fees
• Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it

Pros

• Complimentary Prime Membership
• 25% (up to 50% OFF) at over 2000+ premium restaurants & bars, unlock more Prime-exclusive benefits like 2X EazyPoints and get 500 welcome bonus EazyPoints
• Earn 2 Reward Points on every Rs. 100 spent, except on Fuel, Insurance, Rent, Utility and Government

Cons

• No Domestic Airport Lounge Access and No International Airport Lounge Access
• Apart from dining benefits, no other benefits are associated with this card
• Suited only for frequent diners using the EazyDiner app