RBL Platinum Delight Credit Card vs Standard Chartered Platinum Rewards Credit Card
Joining Fees
₹1,000
₹250
Editor's Rating
3.7
4
Key Features
- Reward on all purchases
- Monthly Bonus Reward Points
- Annual Spend Benefit
- Fuel Surcharge Waiver
- Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
- Earn Two Reward Points for every Rs.100 spent on all your purchases
- Avail Four Reward Points for every Rs.100 spent during the weekends!
- A welcome benefit of 4000 Reward points will be credited on payment of Joining Fee and first swipe of the card. Reward points are not accrued on fuel spends.
- Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
- Drive wherever you desire and gain more with savings on fuel spends- Enjoy fuel surcharge waiver at any petrol pump in India. Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.
- Explore the wide range of exclusive benefits offered by Platinum Delight Credit Card that has an annual fee of Rs.1000.
- Next year fee will be waived on crossing spends of Rs.1.5 Lakh in the previous year.
NOTE: Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge
- Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
- Earn 1 reward point for every Rs. 150 spent on all other categories
- Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
- Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
- This is a Contactless credit card
- Enjoy the enhanced security for online transactions through 3D secure OTP verification
- Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
- Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
- Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Editor's Review
Pros
- Reward on all purchases
- Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
- Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge Access
Pros
* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Cons
* No complimentary airport lounge access
* No fuel surcharge wavier
* No golf/coaching sessions
