Standard Chartered Platinum Rewards Credit Card vs Axis Bank Reserve Credit Card

* Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned

* Earn 1 reward point for every Rs. 150 spent on all other categories

* Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST

* Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members

* This is a Contactless credit card

* Enjoy the enhanced security for online transactions through 3D secure OTP verification

• Complimentary airport concierge services and complimentary luxury airport transfers
• Air accident cover: Rs.450 Lakhs
• Concessions on health and wellness coaching at Weljii
• Exclusive offers at Oberoi hotels and resorts

Pros

* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)

* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions

* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Cons

* No complimentary airport lounge access

* No fuel surcharge wavier

* No golf/coaching sessions

Pros

• Fuel Surcharge Waiver
• Handcrafted Club Marriott Asia Pacific Membership
• Exclusive offers at Oberoi Hotels and Resorts

Cons

• High Joining and Annual Fees