Axis Bank Reserve Credit Card vs RBL Bank CA SuperCard

• Upon joining Axis Bank Reserve Credit Card, avail 50000 reward points on card activation and renewal
• 15 edge reward points for every Rs.200 spent
• 2X rewards on international spends
• Annual fee will be waived off on spending Rs.25 lakh in the preceding year
• Reduced markup of 1.5% on international transactions
• No cash withdrawal charges
• Fuel surcharge waiver: 1% for transactions between Rs.400 to Rs.4000 (Capped at Rs.400 per month)
• Reduced APR of 2.5% on extended credit
• Counterfeit/lost card liability up to credit limit
• Purchase protection: Rs.2 Lakhs
• Loss/Delay in baggage & Personal Documents: 500 USD
• Credit shield: Rs.5 Lakhs
• Air accident cover: Rs.450 Lakhs
• Complimentary airport concierge services: Get 8 complimentary VIP Assistance Services for a hassle-free experience. The services include assistance across airport processes, such as check-in, security check, immigration processes and porter services
• Complimentary luxury airport transfers: Get 4 complimentary chauffeured luxury airport pick-ups/drops every year
• Complimentary Priority Pass membership with unlimited visits: Cherish the benefit of unlimited complimentary international lounge visits for both primary and add-on cardholders along with the Priority Pass membership. 12 complimentary visits in a year for accompanying guests
• Avail unlimited complimentary domestic lounge visits for both the primary and add-on card holders. 12 complimentary guest visits in a year for accompanying guests
• Club ITC Culinaire Membership: Complimentary third night stay, 50% savings on published room tariff for suites on weekends, 25% Green Points on Food & Beverage spends, and Bouquet of 10 certificates and more
• Accorplus membership: Get 1 night complimentary stay across Asia Pacific region, complimentary room upgrade, 50% off on dining, and complimentary lunch buffet for 2 across Accor hotels in India
• Handcrafted Club Marriott Asia Pacific membership: Avail 20% off on food and beverage and 20% off on best available rates at participating Marriott hotels in India and on Weekend rates in the Asia Pacific
• Exclusive offers at Oberoi Hotels and Resorts: Get 15% savings on Room Only Rate and Room with Breakfast Rate or 3rd Night complimentary, 50% savings on Best Available Rates on suites
• 20% savings at Postcard hotels: Avail 20% off on best available room rate, anytime check-in and check out, and a complimentary lifestyle consultation (applicable at our hotels in Goa)
• Complimentary golf rounds: 50 Complimentary golf rounds every year across best golf courses in India
• Complimentary EazyDiner Prime membership: Savings of up to 25% across premium restaurants
• Buy 1 and Get 1 complimentary on BookMyShow: Buy 1 movie ticket and get up to Rs.500 off on the second ticket for a maximum of 5 times a month. And buy 1 non-movie ticket and get up to Rs.1000 off on the second ticket for a maximum of 5 times a month
• Dining delights: A dining proposition on Axis Bank cards which provides up to 20% discount at over 4,000 restaurants across India
• Handpicked experiences at extraordinaryweekends.com: Curated experiences such as sailing, golf, chef for a day, unique tours, etc
• Concessions on health and wellness coaching at Weljii: 1st complimentary information session and 25% savings on all health and wellness coaching plans
• Second medical opinion with world-class medical specialists: Referral-based service for second medical opinion with world-class specialists at reputed international hospitals
• Diagnoses at leading medical institutions: Exclusive savings on healthcare packages and pathology tests at Dr. Lal Pathlabs, Metropolis and SRL Diagnostics
• Global travel and medical assistance for international travel

* Spend Rs. 1,00,000 in a year and get second year annual fees of Rs. 999 reversed
* Spend Based Waiver: Get Annual ICAI fees up to Rs. 3000 reversed by spending Rs. 1,50,000 in a year
* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail 1 Reward Points on every Rs. 100 spent for all spends except Fuel 
* Earn 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet Load. The maximum cap is 1,000 Reward Points
* Earn 10 Reward Points for every Rs. 100 spent on Dining 
* Avail Gift Voucher worth Rs. 1,000 on every 1 lakh spent starting Rs. 4 lakhs (Assuming spends of Rs. 4,00,000. Get Gift Voucher worth 1,000)
* Avail 1+1 free movie ticket once a month (up to Rs. 200) on BookMyShow
* Get a fuel surcharge waiver of up to Rs. 100 per month
* 4 Complimentary Domestic Lounge Access in a year. The maximum limit of 1 complimentary airport lounge access in a quarter
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to CA SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Pros

• Fuel Surcharge Waiver
• Handcrafted Club Marriott Asia Pacific Membership
• Exclusive offers at Oberoi Hotels and Resorts

Cons

• High Joining and Annual Fees

Pros
* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Cons
* No golf benefits
* No airmiles