Compare RBL Platinum Delight Credit Card vs IRCTC SBI Card Premier

Reward on all purchases
Monthly Bonus Reward Points
Annual Spend Benefit
Fuel Surcharge Waiver
Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
Earn Two Reward Points for every Rs.100 spent on all your purchases
Avail Four Reward Points for every Rs.100 spent during the weekends!
A welcome benefit of 4000 Reward points will be credited on payment of Joining Fee and first swipe of the card. Reward points are not accrued on fuel spends.
Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
Drive wherever you desire and gain more with savings on fuel spends- Enjoy fuel surcharge waiver at any petrol pump in India. Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.
Explore the wide range of exclusive benefits offered by Platinum Delight Credit Card that has an annual fee of Rs.1000.
Next year fee will be waived on crossing spends of Rs.1.5 Lakh in the previous year.

NOTE: Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge

Get 10% back on AC1, AC2, AC3, Executive Chair car and Chair Car as reward points for ticket purchases on www.irctc.co.in and IRCTC Mobile App
Get 5% back on Air ticket purchases on www.air.irctc.co.in
Get 5% back on E-catering purchases on www.ecatering.irctc.co.in
Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
Avail 1 Reward Point per 125 spent on other non-fuel retail purchases
Get 2,500 Reward Points on annual travel spends of Rs. 50,000
On annual travel spends of Rs. 1,00,000, avail 5,000 Reward Points
Spend Based Reversal of Annual Fee on spends of Rs. 2 Lakhs
Complimentary Rail Accident Insurance of Rs. 10 Lakhs
Complimentary Air Accident insurance of Rs. 50 Lakhs
Complimentary Fraud Liability cover of Rs. 1 Lakh
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
Save 1.8% transaction charges on airline ticket bookings on www.air.irctc.co.in
Book airline tickets with IRCTC at unbeatable prices, and explore the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Avail accommodation at 5,000+ hotels, covering 350 cities in India
1% fuel surcharge at all petrol pumps in India, on transactions between Rs. 500 - Rs. 4,000
8 complimentary railway lounge access in a year to participating lounges in India (Max 2 per quarter)
Visa Privileges include: Savings of 10% on Hertz car rental and up to 35% on Avis Car Rentals, exclusive benefits across 900 luxury hotels globally, and obtain up to 10,000 miles per night on hotel stay plus 25% extra miles on Kaligo.com
Complimentary credit card fraud liability cover of Rs. 1 lakh
Complimentary Overseas Accident cover of Rs. 50 lakh
With Flexipay facility, convert transactions in EMIs by simply transacting Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
While booking railway tickets online using IRCTC SBI Platinum Card, get the tickets delivered at your doorstep
The IRCTC SBI Card Premier credit card is accepted in over 24 million outlets across the world, including 3,25,000 outlets in India

Pros

Reward on all purchases
Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift

Cons