RBL Platinum Delight Credit Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹1,000
₹1,000
Editor's Rating
3.7
3.6
Key Features
- Reward on all purchases PLUS Annual Spend Benefit
- Fuel Surcharge Waiver
- Avail Four Reward Points for every Rs.100 spent during the weekends.
- Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
- Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- Reward on all purchases
- Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
- Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge Access
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
