RBL Platinum Delight Credit Card vs Kotak Silk Inspire Credit Card

Joining Fees

₹1,000

₹599

Editor's Rating

3.7

3.6

Key Features

  • Reward on all purchases PLUS Annual Spend Benefit
  • Fuel Surcharge Waiver
  • Avail Four Reward Points for every Rs.100 spent during the weekends.
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge
  • Avail 5x  Reward Points on every Rs. 100 spent on Apparels
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
  • Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 

Editor's Review

Pros

  • Reward on all purchases
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge Access

Pros

  • 5% savings on apparels
  • Get 1 Reward Point for every Rs.200 spent on other categories
  • Silk Inspired Shield

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 


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