RBL Platinum Delight Credit Card vs IDFC First Power Plus Credit Card

Joining Fees

₹1,000

₹499

Editor's Rating

3.7

4.1

Key Features

  • Reward on all purchases PLUS Annual Spend Benefit
  • Fuel Surcharge Waiver
  • Avail Four Reward Points for every Rs.100 spent during the weekends.
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge
  • Up to 6.5% savings on fuel expenses
  • Enjoy 5% savings as Rewards on Grocery and Utility expenses
  • Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
  • Avail 3X Rewards on other retail transactions
  • Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
  • Complimentary Roadside Assistance worth Rs. 1,399
  • Get 25% off on movie tickets, up to Rs. 100, once every month
  • Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
  • EMIfy your purchases and balances and enjoy convenience of payment
  • Extend Add-on card to your co-passenger and boost your savings without any extra charges
  • Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
  • You can also earn rewards on your UPI Spends

Editor's Review

Pros

  • Reward on all purchases
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge Access

Pros

  • With this credit card, you get rewards on UPI transactions also
  • The joining fee is affordable
  • Up to 6.5% savings on fuel expenses

Cons

  • No Golf benefits
  • No fuel benefits
  • No complimentary international airport lounge access


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