RBL Bank Shoprite Credit Card vs LIC Axis Bank Signature Credit Card

Joining Fees

₹500

₹0

Editor's Rating

3.4

4

Key Features

  • Fee reversed on spends of Rs. 1 Lakh in the previous year
  • Earn 1 Reward Point for every Rs. 100 spent on all purchases except fuel
  • 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping. Maximum 1000 Reward Points in a month you can get
  • Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
  • 2.5% Value back on fuel spends: Get 10 Reward Points for every Rs. 100 when using the card for fuel. Maximum 1000 Reward Points in a month you can get
  • With Shoprite Credit Card get waiver of fuel surcharge at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month
  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
  • 8 complimentary domestic airport lounge access per calendar year at selected domestic airports
  • Complimentary lost card liability insurance cover up to credit limit
  • 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
  • Get up to 20% off at over 4,000 restaurants in India 
  • Now you can easily convert any transactions of Rs. 2,500 and above into EMIs

Editor's Review

Pros
* Welcome benefits
* Fee reversed on spends of Rs. 1 Lac in the previous year
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping.

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges

Pros

  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • 8 complimentary domestic airport lounge access per calendar year
  • Complimentary lost card liability insurance cover up to credit limit

Cons

  • No golf benefits are provided
  • No international airport lounge access
  • No Spend Based Waiver


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