RBL Bank Shoprite Credit Card vs Axis Bank Kwik RuPay Credit Card

Joining Fees

₹500

₹0

Editor's Rating

3.4

4.5

Key Features

  • Fee reversed on spends of Rs. 1 Lakh in the previous year
  • Earn 1 Reward Point for every Rs. 100 spent on all purchases except fuel
  • 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping. Maximum 1000 Reward Points in a month you can get
  • Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
  • 2.5% Value back on fuel spends: Get 10 Reward Points for every Rs. 100 when using the card for fuel. Maximum 1000 Reward Points in a month you can get
  • With Shoprite Credit Card get waiver of fuel surcharge at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month
  • Credit Card on UPI
  • Get 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
  • Get 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 4000
  • Zero joining and Annual Fees
  • Instantly receive a virtual card  on the Kiwi mobile app after getting approved
  • Easily activate the credit card and set up UPI PIN to make UPI transactions

Editor's Review

Pros
* Welcome benefits
* Fee reversed on spends of Rs. 1 Lac in the previous year
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping.

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges

Pros

  • 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
  • Zero joining and Annual Fees
  • Instantly receive a virtual card  on the Kiwi mobile app after getting approved

Cons

  • No movie benefits
  • No golf benefits
  • No international and domestic lounge access


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