Axis Bank Kwik RuPay Credit Card vs ICICI Bank HPCL Super Saver Credit Card

• Credit Card on UPI
• Get 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
• Get 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 4000
• Zero joining and Annual Fees
• Instantly receive a virtual card  on the Kiwi mobile app after getting approved
• Easily activate the credit card and set up UPI PIN to make UPI transactions

• Get up to 5% cashback on fuel purchases
• Get 1.5% cashback in reward points on all fuel purchases through the HP Pay app and at HPCL outlets
• Get Rs. 300 per month in the form of cashback and accelerated rewards across all categories
• 5% accelerated Reward Points on categories such as departmental stores, electricity and mobile bills capped at Rs 100 worth ICICI Bank Reward points per month
• Get 2 ICICI Bank Reward Points on every Rs. 100 spent on retail purchases
• BookMyShow and Inox Offer: Get 25% discount, up to Rs. 100, on purchasing a minimum of 2 movie tickets, per transaction at BookMyShow and INOX. This benefit can be availed twice a month for both the platforms
• Airport Lounge access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs, and beverage services
• Domestic Airport Lounge Benefit: Avail complimentary airport lounge access, per quarter by spending Rs. 35,000 in a calendar quarter on the card to avail this facility in the next calendar quarter
• Chip and PIN Security
• 24x7 Road side assistance

Pros

• 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
• Zero joining and Annual Fees
• Instantly receive a virtual card  on the Kiwi mobile app after getting approved

Cons

• No movie benefits
• No golf benefits
• No international and domestic lounge access

Pros

• 5% cashback on fuel purchases
• 5% accelerated Reward Points on categories such as departmental stores, electricity and mobile bills capped at Rs 100 worth ICICI Bank Reward points per month
• Domestic Airport Lounge Benefit: Avail complimentary airport lounge access, per quarter by spending Rs. 35,000 in a calendar quarter

Cons

• No dining benefits
• No golf benefits
• No international lounge access