PVR Kotak Gold Credit Card vs AXIS Bank IOCL Rupay Credit Card

Joining Fees

₹499

₹500

Editor's Rating

4.2

3.9

Key Features

  • Obtain 15% Cash-back on Food and Beverages at PVR
  • Obtain 5% Cash-back on Movie tickets at PVR Box Office
  • No Joining Fee for the first year
  • Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000
  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
  • Earn Reward Points on UPI Payments by linking the card to UPI
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal
  • 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
  • 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
  • 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
  • Annual Fee waived off if spends more than Rs. 50000 per year
  • 10% instant discount for movie ticket booked via BookMyshow website
  • Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Editor's Review

Pros

  • Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
  • Avail 2 free PVR tickets every month on spends of Rs. 15,000

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access

Pros

  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

  • No International Airport Lounge access
  • No Golf benefits
  • No travel miles benefits


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