Paytm HDFC Bank Select Credit Card vs Kotak League Platinum Credit Card
Joining Fees
₹1,000
₹500
Editor's Rating
3.75
3.9
Key Features
- Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- Get 1% Cashback on all other retail transactions
- Obtain up to 50 days of interest free credit
- Get up to 4 complimentary add-on cards
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
- Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
- Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
- The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
- Avail up to 20% discount on partner restaurants through Dineout
- 8X reward points on every Rs. 150 spent
- Fuel Surcharge Applicable
- Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
- League Priority Attend
Editor's Review
Pros
- 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
- Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
- 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Cons
- No rewards as such
- Get 1% Cashback on all other retail transactions
- Milestone benefits could have been made better
Pros
- 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
- Earn up to 8X Reward Points on every Rs.150 spent across all categories
- Railway Surcharge Waiver
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
