Paytm HDFC Bank Mobile Credit Card vs PVR Kotak Gold Credit Card
Joining Fees
₹149
₹499
Editor's Rating
2.25
4.2
Key Features
- Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
- First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
- Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
- Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
- Avail 1% Cashback on all other Select Paytm Spends
- Avail 0.5% Cashback on all other retail transactions
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- Obtain up to 50 days of interest free credit
- Avail up to 20% discount on partner restaurants through Dineout
- Obtain 15% Cash-back on Food and Beverages at PVR
- Obtain 5% Cash-back on Movie tickets at PVR Box Office
- No Joining Fee for the first year
- Insurance Cover for Lost or Stolen Cards: PVR Gold Amount Insured per year Rs. 50,000
Editor's Review
Pros
- By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
- Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
- Avail 1% Cashback on all other Select Paytm Spends
Cons
- No golf benefits
- No fuel benefits
- No airport lounge access
Pros
- Avail 1 free PVR ticket every month on spends of Rs. 10,000 ( each ticket up to Rs.400)
- Avail 2 free PVR tickets every month on spends of Rs. 15,000
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
