First Year Fee will get waived off on retail spends of Rs. 1,500/1,000 in the first month
In a calendar year, Renewal Year Fee will get waived off on retail spends of Rs. 25,000
Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
Get 2% cashback on key accelerated categories - Swiggy and Uber
Avail 1% cashback on all other Retail Spends including Paytm spends
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Get 1% fuel surcharge waived off on fuel transactions between Rs. 400 andRs. 5,000.
Obtain up to 50 days of interest free credit
Enjoy No Cost & Low cost EMI options on your credit card
Get 5% cashback on fuel, phone and utility bills and 1 reward point on all other expenses
Enjoy host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on the credit card
Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Convert your big credit card transactions (starting from Rs. 5,000) to easy EMI with 'Kuch Bhi' facility at attractive pricing and flexible tenure options
Editor's Review
Pros
Welcome Benefits
Avail 2% accelerated cashback on using the Scan & Pay feature on Paytm App - Select Merchants only
Get 2% cashback on key accelerated categories - Swiggy and Uber
Cons
No golf benefits
No discount on partner restaurants through Dineout
No airport lounge access
Pros
All transaction of Rs. 2,000 or below is eligible for cashback 5% cashback on telephone bills
Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month
Cons
Below average rewards rate for all other spending, no perks or promotions that stand out
No Golf Privileges
Airport Lounge access only for Premium Banking Customers
More comparisions with Paytm HDFC Bank Digital Credit Card