Compare Metro Kotak Bank Credit Card vs HSBC Cashback Credit Card

Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
Cashback Structure is as follows:

a. Monthly Minimum spend slabs

b. Rs. 10,001 to Rs. 30,000 Spends - 0.25% Cashback

c. Rs. 30,001 to Rs. 5 Lakh - 0.50 % Cashback

d. > Above Rs. 5 Lakh - 1% Cashback

Credit Free Period of 48 Days
Rupay Contactless provides a quick, safe, and secure way to pay. Just tap the Metro Kotak Bank Credit Card and pay for transactions up to Rs. 5000 without a PIN

Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
10% accelerated cashback on all dining, food delivery and grocery spends
1.5% unlimited cashback on all other spends (exclusions apply)
4 complimentary domestic lounge visits per year (1 per quarter)
Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
Zero liability for lost cards
Insurance benefits

Pros

Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
Activation benefit of up to Rs. 500 cashback on the first swipe
For spends done between Rs. 10,001 to Rs. 30,000 get 0.25% Cashback and for spends Rs. 30,001 to Rs. 5 Lakh get 0.50 % Cashback

Cons