Compare HSBC Cashback Credit Card vs SBI Card Prime

Unlimited cashback on all your transactions
Get 1.5% cashback on all online spends and 1% on all other spends
20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
5% discount on Amazon spends, 1.5% cashback on all online spend, and 1% on all other spends
Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
Up to a 15% discount at over 1,000 restaurants across major cities

Get 20 Reward Points on standing instructions of Utility Bills payments, and get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies, and earn 2 Reward Points per Rs. 100 on all other retail spends
Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
Enjoy complimentary Trident Privilege Red Tier Membership
Enjoy 10% instant saving on bookings through the hotel website, and earn 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
Enjoy Complimentary Club Vistara Silver membership, and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
Exclusive benefits across 900 luxury hotels worldwide
Savings of 10% off on Hertz car rental and up to 35% off on Avis Car Rentals

Pros

Zero Joining Fees
Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
Insurance benefits

Cons

Pros

1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)

Cons