HSBC Cashback Credit Card vs SBI Card Prime

Joining Fees



Editor's Rating



Key Features

  • Unlimited cashback on all your transactions
  • Get 1.5% cashback on all online spends and 1% on all other spends
  • 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
  • 5% discount on Amazon spends, 1.5% cashback on all online spend, and 1% on all other spends
  • Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
  • Up to a 15% discount at over 1,000 restaurants across major cities
  • Get 20 Reward Points on standing instructions of Utility Bills payments, and get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies, and earn 2 Reward Points per Rs. 100 on all other retail spends
  • Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
  • E-Gift Voucher worth Rs. 7,000 from on achieving annual spends of Rs. 5 Lakhs
  • Enjoy complimentary Trident Privilege Red Tier Membership    
  • Enjoy 10% instant saving on bookings through the hotel website, and earn 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
  • Enjoy Complimentary Club Vistara Silver membership, and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Exclusive benefits across 900 luxury hotels worldwide
  • Savings of 10% off on Hertz car rental and up to 35% off on Avis Car Rentals

Editor's Review


  • Zero Joining Fees
  • Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
  • Insurance benefits


  • No Golf/coaching sessions


  • 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
  • Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
  • 4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)


  • General spending rewards rate: 0.50%
  • Joining Fee bit high

More comparisions with HSBC Cashback Credit Card

More comparisions with SBI Card Prime