Compare SBI Card Prime vs Paytm SBI Credit Card

Get 10 Reward Points per Rs. 100 spent on Dining, Groceries, Departmental stores and Movies
Earn 2 Reward Points per Rs. 100 on all other retail spends
1% Fuel Surcharge Waiver on transaction amount ranging from Rs. 500 - Rs. 4000 across all petrol pumps
Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
Avail E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
Get complimentary Trident Privilege Red Tier Membership
Get exclusive 1,000 Welcome Points on registration
Get 1,500 Bonus Points on your first stay and additional Rs. 1,000 hotel credit on extended night stay
Avail 10% instant saving on bookings through hotel website
Avail 10 points for every Rs.100 spent during the stay at participating hotels
Complimentary Club Vistara Silver membership
Get 1 Upgrade Voucher
Avail 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
4 complimentary visits per calendar year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)
8 complimentary visits per calendar year to Domestic Lounges in India (max. 2 visits per quarter)
Get 20 Reward Points per Rs. 100 spent on your birthday

Mastercard/Visa/American Express Privileges

Mastercard

a. Avail 4 rounds of complimentary green fees access and up to 50% off on golf games along with 1 complimentary lesson per month at selected golf courses in India

b. Get up to 15% discount on best available room rates and up to 15% discount on F&B at Lalit Hotels

Visa

a. Savings of up to 10% on Hertz car rental and up to 35% on Avis Car Rentals

b. Exclusive benefits across 900 luxury hotels worldwide

American Express

a. American Express Dining Platform - Discover delectable dining offers and up to 25% discount in your city

b. Complimentary Tablet plus membership - access to VIP upgrades and privileges at hotels in India and around the world

Get complimentary Air Accident Liability Cover of Rs. 50 lakhs
Get complimentary credit card Fraud Liability Cover of Rs. 1 lakh
With Flexipay, convert your transactions in easy monthly installments. Simply transact for Rs. 2,500 or more using your SBI Card PRIME, and log onto sbicard.com within 30 days of purchase to convert it into Flexipay
Transfer the outstanding balance of other banks’ credit cards to SBI Card PRIME, to avail a lower rate of interest and pay back in EMIs

Welcome Benefits of Paytm SBI Credit Card includes availing benefits up to Rs. 75,000 with a complimentary Paytm First Membership. The Paytm First Membership will be given only upon the card activation by making a transaction with the card
Get 3% Cashback on Paytm Mall, Movies and Travel
Avail 2% Cashback on all other purchases on Paytm App
Other spends across offline and online stores, get 1% Cashback
Obtain complimentary Paytm First Membership Voucher at renewal on achieving annual retail spends of Rs.1,00,000
Avail 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3000. The maximum surcharge waiver per statement cycle is Rs. 100, per credit card
The Paytm SBI Cardholders will be entitled to obtain insurance cover of Rs. 1,00,000 for financial loss due to fraudulent usage of a credit card. Do note that this is a unique feature availed for a card in its fee range
Surcharges for Railway Tickets - Railway Counters: Rs. 30 + 2.5% of the transaction amount
Surcharges for Railway Tickets(irctc.co.in ): 1% of transaction amount plus all applicable taxes

Pros

1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)

Cons