Compare SBI Card Prime vs Spar SBI Card SELECT

Get 10 Reward Points per Rs. 100 spent on Dining, Groceries, Departmental stores and Movies
Earn 2 Reward Points per Rs. 100 on all other retail spends
1% Fuel Surcharge Waiver on transaction amount ranging from Rs. 500 - Rs. 4000 across all petrol pumps
Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
Avail E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
Get complimentary Trident Privilege Red Tier Membership
Get exclusive 1,000 Welcome Points on registration
Get 1,500 Bonus Points on your first stay and additional Rs. 1,000 hotel credit on extended night stay
Avail 10% instant saving on bookings through hotel website
Avail 10 points for every Rs.100 spent during the stay at participating hotels
Complimentary Club Vistara Silver membership
Get 1 Upgrade Voucher
Avail 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
4 complimentary visits per calendar year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)
8 complimentary visits per calendar year to Domestic Lounges in India (max. 2 visits per quarter)
Get 20 Reward Points per Rs. 100 spent on your birthday

Mastercard/Visa/American Express Privileges

Mastercard

a. Avail 4 rounds of complimentary green fees access and up to 50% off on golf games along with 1 complimentary lesson per month at selected golf courses in India

b. Get up to 15% discount on best available room rates and up to 15% discount on F&B at Lalit Hotels

Visa

a. Savings of up to 10% on Hertz car rental and up to 35% on Avis Car Rentals

b. Exclusive benefits across 900 luxury hotels worldwide

American Express

a. American Express Dining Platform - Discover delectable dining offers and up to 25% discount in your city

b. Complimentary Tablet plus membership - access to VIP upgrades and privileges at hotels in India and around the world

Get complimentary Air Accident Liability Cover of Rs. 50 lakhs
Get complimentary credit card Fraud Liability Cover of Rs. 1 lakh
With Flexipay, convert your transactions in easy monthly installments. Simply transact for Rs. 2,500 or more using your SBI Card PRIME, and log onto sbicard.com within 30 days of purchase to convert it into Flexipay
Transfer the outstanding balance of other banks’ credit cards to SBI Card PRIME, to avail a lower rate of interest and pay back in EMIs

On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

Pros

1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)

Cons

General spending rewards rate: 0.50%
Joining Fee bit high

Pros

Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)

Cons