Metro Kotak Bank Credit Card vs HDFC Pixel Play Credit Card
Joining Fees
₹0
₹500
Editor's Rating
3.65
4
Key Features
- Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
- Cashback Structure is as follows:
a. Monthly Minimum spend slabs
b. Rs. 10,001 to Rs. 30,000 Spends - 0.25% Cashback
c. Rs. 30,001 to Rs. 5 Lakh - 0.50 % Cashback
d. > Above Rs. 5 Lakh - 1% Cashback
- Credit Free Period of 48 Days
- Rupay Contactless provides a quick, safe, and secure way to pay. Just tap the Metro Kotak Bank Credit Card and pay for transactions up to Rs. 5000 without a PIN
- Avail a joining fee waiver by spending Rs. 20,000 within 90 days of issuance
- Spend Rs.1,00,000 or more in a year, before the Credit Card renewal date and get the renewal fee waived off
- Seamless Digital Onboarding – Enjoy a seamless digital onboarding via PayZapp and receive instant digital credit card
- Customize the credit card – Select merchants of choice to earn cashback, choose card design, and select preferred billing cycle date
- All in One-App – Digitally manage the PIXEL Play credit card from PayZapp. Access features like Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hot listing, Help Center, Notifications, and much more
- Avail 5% Cashback on choice of any two packs:
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra - Avail 3% Cashback on choice of any one E-commerce merchant:
- Amazon or Flipkart or PayZapp - Get 1% Unlimited Cashback across all other spends
- Zero lost card liability
- Up to 50 days of interest free period on the PIXEL Play Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
- Revolving Credit is available at a nominal interest rate on PIXEL Play Credit Card
- Exclusive Dining Privileges: Cherish amazing dining benefits with Good Food Trail program- Get up to 25% savings off on all restaurant bill payments via Swiggy Dineout (Swiggy Dineout Logo) (20k + restaurants). This offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done via Swiggy App
- Upon the accumulation of 1000 PIXEL CashPoints, redeem them easily to the PayZapp Wallet and use them to purchase your choice of brand vouchers within PayZapp digitally
- Pixel CashPoints are valid for 2 years from the date of accumulation
- Get 1% fuel surcharge waiver at all fuel stations across India on a minimum transaction of Rs. 400 and a maximum transaction of Rs. 5,000
Enjoy hassle-free, one-click instant conversion of the PIXEL Play credit card outstanding balance to EMIs from the PayZapp:
- EMI Dashboard: Manage all live EMIs within the EMI dashboard from PayZapp
- Flexibility: Choose low-cost and flexible tenures that suit best for your choice of repayment. You may choose between select transactions or outstanding balances
- 100% Digital: No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from the Payzapp
Editor's Review
Pros
- Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
- Activation benefit of up to Rs. 500 cashback on the first swipe
- For spends done between Rs. 10,001 to Rs. 30,000 get 0.25% Cashback and for spends Rs. 30,001 to Rs. 5 Lakh get 0.50 % Cashback
Cons
- No International or Domestic Airport Lounge access
- No golf or fuel benefits
- No rewards or other travel related benefits
Pros
- Avail 5% Cashback on choice of any two packs ranging from various Categories
- Avail 3% Cashback on choice of any one E-commerce merchant: Amazon or Flipkart or PayZapp
- Get 1% Unlimited Cashback across all other spends
Cons
- No International or Domestic Airport Lounge access
- No golf or fuel benefits
- No rewards or other travel related benefits
