Metro Kotak Bank Credit Card vs ICICI Bank MakeMyTrip Signature Credit Card

• Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
• Cashback Structure is as follows:

a. Monthly Minimum spend slabs

b. Rs. 10,001 to Rs. 30,000 Spends - 0.25% Cashback

c. Rs. 30,001 to Rs. 5 Lakh - 0.50 % Cashback

d. > Above Rs. 5 Lakh - 1% Cashback

• Credit Free Period of 48 Days
• Rupay Contactless provides a quick, safe, and secure way to pay. Just tap the Metro Kotak Bank Credit Card and pay for transactions up to Rs. 5000 without a PIN

• 1 complimentary access to international airport lounges with Dreamfolks membership card
• 2 complimentary airport lounge access per quarter
• 1 complimentary railway lounge access in a quarter to participating lounges in India
• BookMyShow and Inox: Get 25% discount, maximum up to Rs. 150, on purchase of minimum two tickets per transaction. Do note this offer can be availed twice in a month on BookMyShow and Inox individually
• Chip and PIN security
• 1% fuel surcharge waiver on fuel transactions of up to Rs. 4000 at HPCL pumps
• Complimentary enrollment into the MMTBLACK program that provides following benefits:

A. Exclusive offers, MyCash, and lots more for the future bookings on MakeMyTrip

B. MMTBLACK members can use MyCash to make bookings at MakeMyTrip

C. The MyCash earned via MMTBLACK program is valid for 90 days

D. MyCash = 100% usable MakeMyTrip Cash

Please Note: With effect from Apr 15, 2024 the MMTBLACK Exclusive membership has been replaced with the MMTBLACK Platinum membership. This will be valid for 12 months from date of issuance. Members of the MMTBLACK Platinum membership will avail the following benefits:

A. 0.75% off on Flight bookings | 1.5% off on Hotel / Holiday bookings

B. Benefits on select hotels:

1. Additional discount of 10% & Above

2. Guaranteed Room Upgrade/ Meal Upgrade/ Hotel Credit

3. FLAT 20% OFF on F&B/SPA

4. 24 X 7 customer support

C. 50% OFF on Ancillaries – Zero Cancellation, Meal, Date Change, Fast Forward

D. Two vouchers worth Rs. 10,000 each on booking a holiday package worth Rs 1.5 lakh+

• Enjoy exclusive MMT cabs benefit

Pros

• Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
• Activation benefit of up to Rs. 500 cashback on the first swipe
• For spends done between Rs. 10,001 to Rs. 30,000 get 0.25% Cashback and for spends Rs. 30,001 to Rs. 5 Lakh get 0.50 % Cashback

Cons

• No International or Domestic Airport Lounge access
• No golf or fuel benefits
• No rewards or other travel related benefits

Pros

• Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
• Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
• 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps

Cons

• The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card 
• No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here