Compare Metro Kotak Bank Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
Cashback Structure is as follows:

a. Monthly Minimum spend slabs

b. Rs. 10,001 to Rs. 30,000 Spends - 0.25% Cashback

c. Rs. 30,001 to Rs. 5 Lakh - 0.50 % Cashback

d. > Above Rs. 5 Lakh - 1% Cashback

Credit Free Period of 48 Days
Rupay Contactless provides a quick, safe, and secure way to pay. Just tap the Metro Kotak Bank Credit Card and pay for transactions up to Rs. 5000 without a PIN

If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
Annual fee waived upon spending Rs. 3 lakh in the preceding year
50% cashback on movie tickets purchased through BookMyShow
Flexible Spending Limit
Visa Offers Complimentary Airport Lounge Access within India
Complimentary Priority Pass membership
On transactions over Rs. 2500, convert the purchases into EMIs
Avail up to Rs. 2.5 crore for Air Accident Cover
Get 15% off on dining bills at partnered restaurants in India
Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
Get 10 Reward Points per Rs. 200 spent domestically
Get 20 Reward Points on every Rs. 200 spent internationally on
On the first online transaction get 100 Points

Pros

Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
Activation benefit of up to Rs. 500 cashback on the first swipe
For spends done between Rs. 10,001 to Rs. 30,000 get 0.25% Cashback and for spends Rs. 30,001 to Rs. 5 Lakh get 0.50 % Cashback

Cons