Metro Kotak Bank Credit Card vs Axis Bank MY Zone Easy Credit Card

Joining Fees

₹0

₹500

Editor's Rating

3.65

3.4

Key Features

  • Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
  • Cashback Structure is as follows:

a. Monthly Minimum spend slabs

b. Rs. 10,001 to Rs. 30,000 Spends - 0.25% Cashback

c. Rs. 30,001 to Rs. 5 Lakh - 0.50 % Cashback

d. > Above Rs. 5 Lakh - 1% Cashback

  • Credit Free Period of 48 Days
  • Rupay Contactless provides a quick, safe, and secure way to pay. Just tap the Metro Kotak Bank Credit Card and pay for transactions up to Rs. 5000 without a PIN

 

  • 25% Cashback on online and box office movie ticket purchase
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • 15% discount at restaurants with Dining Delights

Editor's Review

Pros

  • Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
  • Activation benefit of up to Rs. 500 cashback on the first swipe
  • For spends done between Rs. 10,001 to Rs. 30,000 get 0.25% Cashback and for spends Rs. 30,001 to Rs. 5 Lakh get 0.50 % Cashback

Cons

  • No International or Domestic Airport Lounge access
  • No golf or fuel benefits
  • No rewards or other travel related benefits

Pros

  • Get the My Zone Easy Credit Card against the FDs with Axis Bank
  • 4 points with every Rs. 200 spent
  • 25% cashback on movies

Cons            

  • No Golf/coaching sessions
  • No airport lounge visits


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