Lifestyle HC SBI Card vs HDFC Regalia First Credit Card
Joining Fees
₹499
₹1,000
Editor's Rating
2.5
4.1
Key Features
- 1% fuel surcharge waiver
- Earn 1,000 bonus Reward Points on annual spends of Rs 20,000 across all Landmark Stores
- Earn 2,000 bonus Reward Points on annual spends of Rs 45,000 across all Landmark Stores
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- You will receive Welcome Benefit of 1000 Reward Points and renewal benefit of 1000 Reward Points when the membership fee is realized
In 12 Months, spend Rs. 1,00,000 and get Renewal Fee waived for next renewal year
Accidental air death cover worth Rs. 50 lakhs
Emergency overseas hospitalization up to Rs. 10 lakhs
Credit Liability cover of up to Rs 5,00,000 1% fuel surcharge waiver at fuel stations in India on transactions between Rs.400 and Rs.5000
Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year
Avail up to 5% cashback on travel and shopping spends on SmartBuy
Earn more 2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year
Enjoy the experience of the Good Food Trail dining program at premium restaurants in top cities
Rewards Rate:
* 4 reward points on Rs. 150, on all retail spends such as Insurance, Utilities, Education, and RentPay
Editor's Review
Pros
- Convert the Reward Points into Landmark rewards and get dual benefit
- Get 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
Cons
- No Airport Lounge access
- No Golf/coaching sessions
Pros
* Enjoy exclusive dining privileges with a 15% discount at partner restaurants
* Avail 4 Reward Points for every Rs. 150 spent
Cons
* No complimentary offers for movie tickets
* No travel benefits in the form of lounge access and there are no air miles or co-branded benefits provided
