Lifestyle HC SBI Card vs Kotak Corporate Wealth Signature Credit Card

Lifestyle HC SBI Card
Lifestyle HC SBI Card
SBI · Visa
2.5
₹499 / Joining Fees
Apply Now →
VS
Kotak Corporate Wealth Signature Credit Card
Kotak Corporate Wealth Signature Credit Card
Kotak Mahindra Bank · Visa
4
₹0 / Joining Fees
Apply Now →
Fees
SBI
Kotak Mahindra Bank
Joining Fees
₹499
₹0
Renewal Fees
₹499
₹0
Network
Visa
Visa
Editor's Review
2.5
4
Free Lounge Access
No
Yes
Features
Lifestyle HC SBI Card
  • 1% fuel surcharge waiver
  • Earn 1,000 bonus Reward Points on annual spends of Rs 20,000 across all Landmark Stores
  • Earn 2,000 bonus Reward Points on annual spends of Rs 45,000 across all Landmark Stores
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Kotak Corporate Wealth Signature Credit Card
  • Get higher cash-backs while using the card
  • Hassle-free spendings
  • Fuel/Railway Surcharge Waiver
  • Redeem points without any hassle 
Editor's Review
Lifestyle HC SBI Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert the Reward Points into Landmark rewards and get dual benefit
  • Get 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
  • Cumulative milestone benefits up to 16,000 RP worth Rs 4,000                                                                                                      

Cons 

  • No Airport Lounge access 
  • No Golf/coaching sessions
Kotak Corporate Wealth Signature Credit Card

Pros

  • Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
  • Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
  • Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

  • No Golf Privileges 
  • No Concierge Services 

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