Compare HDFC Regalia First Credit Card vs ICICI Sapphiro Credit Card

You will receive Welcome Benefit of 1000 Reward Points and renewal benefit of 1000 Reward Points when the membership fee is realized
In 12 Months, spend Rs. 1,00,000 and get Renewal Fee waived for next renewal year
Accidental air death cover worth Rs. 50 lakhs
Emergency overseas hospitalization up to Rs. 10 lakhs
Credit Liability cover of up to Rs 5,00,000 1% fuel surcharge waiver at fuel stations in India on transactions between Rs.400 and Rs.5000
Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year
Avail up to 5% cashback on travel and shopping spends on SmartBuy
Earn more 2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year
Enjoy the experience of the Good Food Trail dining program at premium restaurants in top cities

Rewards Rate:
* 4 reward points on Rs. 150, on all retail spends such as Insurance, Utilities, Education, and RentPay

Complimentary Domestic and International Airport Lounge visits
Complimentary rounds of Golf every month at the Golf course
On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform

Pros
* Enjoy exclusive dining privileges with a 15% discount at partner restaurants
* Avail 4 Reward Points for every Rs. 150 spent

Cons
* No complimentary offers for movie tickets
* No travel benefits in the form of lounge access and there are no air miles or co-branded benefits provided

Pros

Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
Complimentary Domestic Airport Spa visits

Cons