Lifestyle HC SBI Card SELECT vs HDFC Bank Tata Neu Plus Credit Card
Joining Fees
₹1,499
₹499
Editor's Rating
2.5
4.5
Key Features
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
* Get 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
* Get 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
* Avail 1% back as NeuCoins on UPI spends
* Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
* By spending Rs.1,00,000 or more in a year, before the Credit Card's renewal date, get renewal fee waived off
* Zero lost card liability
* Interest-Free Credit Period of up to 50 days
* Revolving Credit is available at a nominal interest rate
* 4 Complimentary Domestic Lounge Access per calendar year
* 1% fuel surcharge waiver at fuel stations in India. This is applicable on minimum transaction of Rs. 400 & maximum transaction of Rs. 5,000
Editor's Review
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
* Tata Neu Plus HDFC Bank Credit Card is enabled for contactless payments
* Airport lounge access
* Fuel surcharge
Cons
* No golf benefits
* Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app
