Lifestyle HC SBI Card SELECT vs Tata Croma Titanium Card

Joining Fees

₹1,499

₹499

Editor's Rating

2.5

3.8

Key Features

  • 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees 
  • Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
  • Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
  • 500 Empower points on spends of Rs. 2,000 in the first 60 days
  • 1.5% Value back on spends @ Croma & cromaretail.com
  • Up to 5% Value back on spends on Tata Outlets
  • 3X Points on Departmental and Grocery stores 

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs    
  • 1% fuel surcharge waiver      
  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies                                                                     

Cons 

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access 

Pros

  • Welcome Benefits 
  • Up to 5% Value back on spends on Tata Outlets
  • 3X Points on Departmental and Grocery stores

Cons

  • High-interest rate
  • No Airport Lounge access 
  • No Golf games


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