Lifestyle HC SBI Card SELECT vs Spar SBI Card SELECT

Lifestyle HC SBI Card SELECT

Spar SBI Card SELECT

Joining Fees

₹1,499

Editor's Rating

2.5

Key Features

6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points

On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

Editor's Review

Pros

Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
1% fuel surcharge waiver
Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies

Cons

Pros

Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)

Cons