Lifestyle HC SBI Card SELECT vs YES Prosperity Edge Credit Card
Joining Fees
₹1,499
₹1,199
Editor's Rating
2.5
3.5
Key Features
- 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Welcome benefits include obtaining 6000 bonus reward points equivalent to Rs. 1500 on payment of Annual Fees
- Cumulative milestone benefits up to 34,400 RP worth Rs 8,600
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- 500 Reward Points on each YES PayNow registration
- 4 Reward Points for every Rs. 200 on all other Retails Spends
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India
Editor's Review
Pros
- Transfer outstanding balance of other banks’ credit cards to Lifestyle HC SBI Card SELECT, and avail a lower rate of interest and payback in EMIs
- 1% fuel surcharge waiver
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Accelerated Rewards on Supermarkets and Grocery Stores, Department Stores and Dining spends
- Get 15,000 Bonus Reward Points on achieving spends of Rs. 6 Lakhs or more in each anniversary year
- There’s a Dedicated Website for Flight/Hotel/Movie Ticket Bookings with Exclusive Catalogue of Products
Cons
- High-interest rates
- Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit
