Compare Kotak Urbane Gold Credit Card vs RBL Platinum Delight Credit Card

Avail 3X Reward Points per Rs. 100 spent across all categories
Pay with Reward Points at selected merchant outlets
Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting

Reward on all purchases
Monthly Bonus Reward Points
Annual Spend Benefit
Fuel Surcharge Waiver
Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
Earn Two Reward Points for every Rs.100 spent on all your purchases
Avail Four Reward Points for every Rs.100 spent during the weekends!
A welcome benefit of 4000 Reward points will be credited on payment of Joining Fee and first swipe of the card. Reward points are not accrued on fuel spends.
Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
Drive wherever you desire and gain more with savings on fuel spends- Enjoy fuel surcharge waiver at any petrol pump in India. Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.
Explore the wide range of exclusive benefits offered by Platinum Delight Credit Card that has an annual fee of Rs.1000.
Next year fee will be waived on crossing spends of Rs.1.5 Lakh in the previous year.

NOTE: Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge

Pros

Earn 3X Reward Points against retail spends of Rs.100
Get 4 PVR tickets or 10,000 Reward Points on annual
This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.

Cons

Pros

Reward on all purchases
Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift

Cons