RBL Platinum Delight Credit Card vs YES FIRST Exclusive Credit Card

Joining Fees

₹1,000

₹9,999

Editor's Rating

3.7

4.4

Key Features

  • Reward on all purchases PLUS Annual Spend Benefit
  • Fuel Surcharge Waiver
  • Avail Four Reward Points for every Rs.100 spent during the weekends.
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge
  • One complimentary Golf Lesson every calendar month at select golf courses in India
  • Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
  • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
  • 25% discount on movie tickets when booked on BookMyShow Website or Mobile App

Editor's Review

Pros

  • Reward on all purchases
  • Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
  • Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge Access

Pros

  • 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • 12 Reward Points per Rs. 200 spent on all other categories
  • Life Insurance Cover 

Cons

  • Low reward rate
  • Limited redemption options 


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