Compare Kotak Urbane Gold Credit Card vs Kotak Privy League Signature Credit Card

Avail 3X Reward Points per Rs. 100 spent across all categories
Pay with Reward Points at selected merchant outlets
Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting

Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies
Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
Convert any purchase above Rs.2500 to easy EMIs

Pros

Earn 3X Reward Points against retail spends of Rs.100
Get 4 PVR tickets or 10,000 Reward Points on annual
This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.

Cons