Kotak Urbane Gold Credit Card vs ICICI Bank HPCL Coral Credit Card

• Avail 3X Reward Points per Rs. 100 spent across all categories
• Pay with Reward Points at selected merchant outlets
• Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
• If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 

• Cash-back and savings on fuel surcharge
• Earn 2 PAYBACK Points on every Rs. 100 spent on retail purchases except for fuel. Redeem 2000 PAYBACK Points for fuel worth Rs. 500
• Redeem PAYBACK Points from many options such as movie and travel vouchers to lifestyle products, mobiles, appliances and more
• Avail of 25% discount, maximum up to Rs. 100 on purchase of minimum two tickets per transaction through www.bookmyshow.com

Pros

• Earn 3X Reward Points against retail spends of Rs.100
• Get 4 PVR tickets or 10,000 Reward Points on annual
• This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 

Cons

• No Golf Privileges 
• No Concierge Services 
• No Airport Lounge access 

Pros

• Getting free movie tickets has always made everyone excited – With this card, get Rs. 100 off each time, twice a month
• 2.5% cashback every time you fill fuel at HPCL pump for more than Rs. 500 each time
• 1% surcharge on fuel transactions waived off

Cons

• The ICICI Bank HPCL Coral Credit Card does not provide statement credit
• No Golf Privileges
• No Complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here