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Kotak Urbane Gold Credit Card - Kotak Mahindra Bank Cards

Kotak Urbane Gold Credit Card

Category

fuel,rewards

Fintra's Rating

 4.2/5

Kotak Urbane Gold Credit Card Key Features

Joining Fees ₹199
Renewal Fees ₹199
Free Lounge Access No
Fuel Surcharge Waiver Yes
Bank Kotak Mahindra Bank
Network Visa

  • Actual Joining Fees will be communicated at the time of sourcing 
  • Interest Charges on outstanding Balances: 3.50% (Annualized 42%)

Kotak Urbane Gold Credit Card Fees

  • Avail 3X Reward Points per Rs. 100 spent across all categories
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 

Kotak Urbane Gold Credit Card Features

Pros

  • Earn 3X Reward Points against retail spends of Rs.100
  • Get 4 PVR tickets or 10,000 Reward Points on annual
  • This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 

Kotak Urbane Gold Credit Card Editor's Review

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