Kotak Urbane Gold Credit Card fees and charges
Category
fuel,rewards
Fintra's Rating
4.2/5
Kotak Urbane Gold Credit Card - Fees & Charges
- Actual Joining Fees will be communicated at the time of sourcing
- Interest Charges on outstanding Balances: 3.50% (Annualized 42%)
No Welcome Benefits
Kotak Urbane Gold Credit Card Welcome Offers- Avail 3X Reward Points per Rs. 100 spent across all categories
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
- If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
Pros
- Earn 3X Reward Points against retail spends of Rs.100
- Get 4 PVR tickets or 10,000 Reward Points on annual
- This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
