Kotak Urbane Gold Credit Card vs Kotak Corporate Wealth Signature Credit Card

• Avail 3X Reward Points per Rs. 100 spent across all categories
• Pay with Reward Points at selected merchant outlets
• Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
• If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 

• Get higher cash-backs while using the card
• Hassle-free spendings
• Fuel/Railway Surcharge Waiver
• Redeem points without any hassle 

Pros

• Earn 3X Reward Points against retail spends of Rs.100
• Get 4 PVR tickets or 10,000 Reward Points on annual
• This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 

Cons

• No Golf Privileges 
• No Concierge Services 
• No Airport Lounge access 

Pros

• Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
• Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
• Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

• No Golf Privileges 
• No Concierge Services