Kotak Urbane Gold Credit Card vs Axis Bank Titanium Smart Traveler Credit Card
Joining Fees
₹199
₹250
Editor's Rating
4.2
3.7
Key Features
- Avail 3X Reward Points per Rs. 100 spent across all categories
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
- If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
- Fuel Surcharge Waiver
- Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
- For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points
- On every Rs. 200 spent on the credit card in India, earn 2 points
Editor's Review
Pros
- Earn 3X Reward Points against retail spends of Rs.100
- Get 4 PVR tickets or 10,000 Reward Points on annual
- This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- Dining Delights- minimum 15% off on partner restaurants in India
- On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
- On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points
Cons
- No Airport Lounge access
- No Golf Privileges
