Kotak Urbane Gold Credit Card vs Bank Of Maharashtra - SBI Card

Joining Fees



Editor's Rating



Key Features

  • Avail 3X Reward Points per Rs. 100 spent across all categories
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
  • If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 
  • Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the  first ATM cash withdrawal, if done within 30 days of receiving the card
  • Annual membership fee reversal from the second year 
  • Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
  • Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
  • Book railway tickets online and they’ll get delivered at your doorstep

Editor's Review


  • Earn 3X Reward Points against retail spends of Rs.100
  • Get 4 PVR tickets or 10,000 Reward Points on annual
  • This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 


  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 


  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
  • Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
  • On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)


  • No Complimentary Airport Lounge access 
  • No Golf Privileges 

More comparisions with Kotak Urbane Gold Credit Card

More comparisions with Bank Of Maharashtra - SBI Card