Bank Of Maharashtra - SBI Card vs Tata Croma Platinum Card
Joining Fees
₹499
₹2,999
Editor's Rating
2.9
3.1
Key Features
- Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the first ATM cash withdrawal, if done within 30 days of receiving the card
- Annual membership fee reversal from the second year
- Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
- Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
- Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
- Book railway tickets online and they’ll get delivered at your doorstep
- Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands
- Spends linked gift vouchers worth up to Rs. 6,000
- 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
- Spend at selective outlets, get up to 5% Value back
Editor's Review
Pros
- Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
- Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
- On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)
Cons
- No Complimentary Airport Lounge access
- No Golf Privileges
Pros
- Welcome Benefits
- Airport lounge access
- Cashback on Croma and Tata outlets
- Rewards
Cons
- High-interest rate
- No concierge services
- No Golf games
