Kotak Urbane Gold Credit Card vs Axis Bank Pride Signature Credit Card
Joining Fees
₹199
₹0
Editor's Rating
4.2
4.6
Key Features
- Avail 3X Reward Points per Rs. 100 spent across all categories
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
- If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
- Personalised card with shades of Tricolour for Defence Personnel
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- 15% discount at restaurants with Dining Delights
- From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
Editor's Review
Pros
- Earn 3X Reward Points against retail spends of Rs.100
- Get 4 PVR tickets or 10,000 Reward Points on annual
- This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- Enjoy Complimentary Access to Airport Lounges within India
- Personalized Card with the Shades of Indian Tricolor
- Get 100 bonus eDGE points every month
Cons
- No Golf/coaching sessions
