Kotak Urbane Gold Credit Card vs Axis Bank Pride Signature Credit Card

• Avail 3X Reward Points per Rs. 100 spent across all categories
• Pay with Reward Points at selected merchant outlets
• Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
• If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting 

• Personalized card with the shades of Indian Flag
• The dedicated 4th embossed  line for Army, Navy, or Air Force
• 2 Complimentary visits to select Domestic Airport Lounges within India 
• From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
• Discover unique and new cuisines and flavours with Axis Bank Dining Delights that  offers  15% off at partnered restaurants in India 
• 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month 
• EDGE REWARD Points can  be earned on fuel transactions 
• Get free add-on cards
• EMV certified chip-credit card 
• Zero lost card liability 
• On any transactions above Rs. 2500, contact the bank to convert it into EMIs
• Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
• Earn 8 points on every Rs. 200 spent on the credit card
• Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month 

Pros

• Earn 3X Reward Points against retail spends of Rs.100
• Get 4 PVR tickets or 10,000 Reward Points on annual
• This card is good for those who spend frequently on various categories like retail shopping, groceries, etc. 

Cons

• No Golf Privileges 
• No Concierge Services 
• No Airport Lounge access 

Pros

• Enjoy Complimentary Access to Airport Lounges within India 
• Personalized Card with the Shades of Indian Tricolor
• Get 100 bonus eDGE points every month

Cons            

• No Golf/coaching sessions