Kotak Urbane Gold Credit Card vs RBL Bank Icon Credit Card
Joining Fees
₹199
₹5,000
Editor's Rating
4.2
4.2
Key Features
- Avail 3X Reward Points per Rs. 100 spent across all categories
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
- If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
* Purchase 1 and get 1 Movie ticket, up to Rs. 200 off, twice in a month at BookMyShow
* Dining privileges such as a complimentary glass of a premium wine or a yummy dessert at any participating premium restaurants
* Enjoy grander hotel stays with complimentary room upgrades, complimentary meals, and other offers at the bank’s hotel partners
* 20 Reward Points for every Rs.100 spent on international and dining spends on weekends
* Get 10,000 Reward Points on spends of Rs. 3 lakhs in a year
Editor's Review
Pros
- Earn 3X Reward Points against retail spends of Rs.100
- Get 4 PVR tickets or 10,000 Reward Points on annual
- This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
* Avail another 20,000 Reward Points on spends of Rs. 8 lakhs in a year
* Redeem the Reward Points for air travel, hotel stays, shopping vouchers and much more
* 2 complementary domestic lounge visits every quarter at airports in India
Cons
* No discounts on flights and hotels through air miles
* No Renewal Fee Waiver
