Kotak Urbane Gold Credit Card vs Axis Bank Burgundy Private Credit Card
Joining Fees
₹199
₹50,000
Editor's Rating
4.2
4
Key Features
- Avail 3X Reward Points per Rs. 100 spent across all categories
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
- If the Credit Card is stolen, get a cover of Rs. 50,000/- against fraudulent usage up to 7 days pre-reporting
- Avail 30,000 Welcome Edge Reward points on the first transaction
- Till payment due date, no cash withdrawal charges or interest levied
- Complimentary EazyDiner Prime membership for savings up to 25% or more at fine dining restaurants
- Get unlimited lounge access at international airports for Priority Pass holders and add-on Priority Pass holders (12 visits for guests). Get unlimited lounge access at domestic airports for primary and add-on cardholders (12 visits for guests, per card)
- Complimentary hotel and dining memberships, including Club Marriott, Accor Plus, and Taj Epicure
- Diagnoses at leading medical institutions, and avail global travel and medical assistance during international travel
Editor's Review
Pros
- Earn 3X Reward Points against retail spends of Rs.100
- Get 4 PVR tickets or 10,000 Reward Points on annual
- This card is good for those who spend frequently on various categories like retail shopping, groceries, etc.
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- 15 EDGE REWARD points for every Rs. 200 spent on the card
- Concierge Services
- 50 complimentary rounds of Golf per year
- Complimentary ticket on every ticket purchased for 5 movies and 5 non-movie shows, per month, on BookMyShow
Cons
- High Joining and Annual Fees
- No fuel surcharge wavier
